Insurance

Bad Faith An insurance company has an obligation to act in the best interest of its insured. Insurance Bad Faith occurs when an insurance company fails to act fairly and honestly with its insureds and/or acts in a deceptive and unfair way. All insurance...

Basic Claims Tips Webster's New World Dictionary defines insurance "as being insured against a loss.... under stipulated conditions a contract guaranteeing such protection." Black's Law Dictionary says it is a "contract whereby one undertakes to...

Construction Litigation Construction and emergency service projects can ill afford to become bogged down by legal concerns. Our attorneys have experience and proficiency in construction law and also experience working with contractors, builders,...

Contents Claim Tips Goal:  Collect the full amount your insurer owes you by listing and pricing everything you lost and submitting receipts as you replace items or by negotiating for policy limits. Action: Use lists, photos, family and friends t...

Disaster Preparedness Earthquakes, hurricanes, floods, fires, and tornados often involve catastrophic damage to property. These occurrences are initially reported by the media, and gain widespread attention as a result of devastating consequences...

Examinations Under Oath You must cooperate with reasonable requests for information and documents from your insurance company that relate to your claim. If your insurance company has unanswered questions about items in your claim, they may ask you...

First Party Insurance Claims Our attorneys have extensive experience litigating insurance claims on behalf of homeowners, vessel owners and business owners against their insurance companies. We have handled claims involving the improper calculation...

Appraisal Appraisal is a form of binding arbitration that is contained in most policies of insurance. Whether the loss was caused by hurricane, fire, sinking, flood, windstorm, collision, theft or any other casualty, disputes as to the amount of damages ...

Insurance Claim Presentation Following the loss, after the insurance company adjusters are contacted, in a complex loss situation, a claim should be presented. This presentation can be made by the property managers and/or condominium associations...

Insurance Litigation Our insurance trial attorneys regularly represent clients throughout Florida who are involved in insurance disputes. After the 2005 hurricane season, delay of insurance payments left entire families homeless throughout Florida ...

Legal Links These are sites that we consider to be the very best. They have lots of content, are updated frequently, are well indexed and attractively designed. They are must see and bookmark sites. MARITIME LEGAL RESOURCES: Text of Relevant...

Public Adjusters A public adjuster  is an insurance claims adjuster who is an advocate for and paid by the policyholder in appraising and negotiating an insurance claim. Aside from attorneys, public adjusters licensed by state departments of insurance a...

The Florida Legislature has sought fit to provide for the recovery of attorney’s fees in first party insurance case. The rationale behind this statute is that the insurer’s should act correctly and in conformity to the contact of insurance and that ins...

Reviewing Estimates Insurance adjusters work for the insurance company and are responsible for preparing an estimate of the cost of repair or replacement of the insured's property loss. Not all adjusters are bad; however, following a major loss...