Bad Faith
Bad Faith
An insurance company has an obligation to act in the best interest of its insured. Insurance Bad Faith occurs when an insurance company fails to act fairly and honestly with its insureds and/or acts in a deceptive and unfair way. All insurance...
Basic Claim Tips
Basic Claims Tips
Webster's New World Dictionary defines insurance "as being insured against a loss.... under stipulated conditions a contract guaranteeing such protection." Black's Law Dictionary says it is a "contract whereby one undertakes to...
Construction Litigation
Construction Litigation
Construction and emergency service projects can ill afford to become bogged down by legal concerns. Our attorneys have experience and proficiency in construction law and also experience working with contractors, builders,...
Contents Claim Tips
Contents Claim Tips
Goal: Collect the full amount your insurer owes you by listing and pricing everything you lost and submitting receipts as you replace items or by negotiating for policy limits.
Action: Use lists, photos, family and friends t...
Disaster Preparedness
Disaster Preparedness
Earthquakes, hurricanes, floods, fires, and tornados often involve catastrophic damage to property. These occurrences are initially reported by the media, and gain widespread attention as a result of devastating consequences...
Examinations Under Oath
Examinations Under Oath
You must cooperate with reasonable requests for information and documents from your insurance company that relate to your claim. If your insurance company has unanswered questions about items in your claim, they may ask you...
First Party Insurance Claims
First Party Insurance Claims
Our attorneys have extensive experience litigating insurance claims on behalf of homeowners, vessel owners and business owners against their insurance companies. We have handled claims involving the improper calculation...
Insurance Claim Appraisals
Appraisal
Appraisal is a form of binding arbitration that is contained in most policies of insurance. Whether the loss was caused by hurricane, fire, sinking, flood, windstorm, collision, theft or any other casualty, disputes as to the amount of damages ...
Insurance Claim Presentation
Insurance Claim Presentation
Following the loss, after the insurance company adjusters are contacted, in a complex loss situation, a claim should be presented. This presentation can be made by the property managers and/or condominium associations...
Insurance Litigation
Insurance Litigation
Our insurance trial attorneys regularly represent clients throughout Florida who are involved in insurance disputes. After the 2005 hurricane season, delay of insurance payments left entire families homeless throughout Florida ...
Legal Links
Legal Links
These are sites that we consider to be the very best. They have lots of content, are updated frequently, are well indexed and attractively designed. They are must see and bookmark sites.
MARITIME LEGAL RESOURCES:
Text of Relevant...
Public Adjusters
Public Adjusters
A public adjuster is an insurance claims adjuster who is an advocate for and paid by the policyholder in appraising and negotiating an insurance claim. Aside from attorneys, public adjusters licensed by state departments of insurance a...
Recovery of Attorney’s Fees for Cases Against Insurance Companies
The Florida Legislature has sought fit to provide for the recovery of attorney’s fees in first party insurance case. The rationale behind this statute is that the insurer’s should act correctly and in conformity to the contact of insurance and that ins...
Reviewing Estimates
Reviewing Estimates
Insurance adjusters work for the insurance company and are responsible for preparing an estimate of the cost of repair or replacement of the insured's property loss. Not all adjusters are bad; however, following a major loss...